A Look at Mopar Vehicle Protection Warranty Plans

When you purchase any Chrysler, Dodge, Fiat, Ram, Jeep, or Alfa Romeo vehicle, you have the option to select from one of four plans. Which is available to you depends on the age and mileage of the car. The good news is that most programs are very customizable, and you can select a time frame and deductible that works best for you.

If you have an older vehicle, you’ll have to work with a pre-owned plan. There are actually two different pre-owned plans available. Mopar's Certified Pre-Owned policy is suitable for cars with no more than 75,000 miles on the odometer. The Traditional Pre-Owned policy is available for vehicles that are under 10 years old and have fewer than 150,000 miles on them, or under 125,000 miles if there's already a five-year/60,000-mile warranty from Mopar in place. That said, a Pre-Owned policy is a comprehensive plan that does rival the factory warranty qualified Mopar vehicles come with.

To determine if your vehicle qualifies for this coverage, the dealer must conduct a detailed inspection. If it does, you can then get a quote on the policy's details and the options you have to work with. Otherwise, you can also call in for quotes, but limited information is available online.

The Powertrain Plus package is the entry-level option, but it still covers a long list of significant components. That includes parts of the engine, transmission, drive axles, steering, and AC system. As with all others, this plan is also very flexible and gives you the option to choose the deductibles and terms you want. What makes this very appealing is that it can be extremely affordable. It allows you to have low monthly payments while offering comprehensive protection for the vehicle.

Don't be fooled by this being a budget-friendly option, though. It includes several benefits that most drivers deem essential for a warranty. Roadside assistance, rental car reimbursement, and trip interruption protection are all a part of the deal. The plan also includes a transfer policy allowing you to transfer the policy upon your vehicle's sale.

Despite the Powertrain Plus being the most affordable option, the Added Care Plus is viewed by many as the best value option. This policy can often be customized to have exceptionally competitive pricing despite offering coverage for more than 850 system components.

There's no way to understate the substantial differences between what this plan and its more affordable counterpart offer coverage for either. The policy provides coverage of the same components as the Powertrain Plus policy, along with hundreds of additional parts of systems it does not.

More good news is that all of the additional perks that come with a Powertrain Plus policy carry over as well. That includes the ability to transfer the policy if you decide to sell your vehicle. Of course, this can increase the overall value by quite a bit.

Also known as Mopar's Maxcare plan, this is the most inclusive policy as it covers more than 5,000 parts of the vehicle. It's a full bumper-to-bumper policy that covers all major components except for wear items. As with any policy, you have the option to customize the plan in ways that can make for an exceptionally affordable warranty.

Of course, you can max out the number of miles, years and minimize the deductible to make for a more costly option. But even then, you have the opportunity to spread the expense out with monthly payments with 0 percent interest.

Considering the number of parts this warranty covers and that it can follow the vehicle to its 125,000th mile, you can stand to save a substantial amount of money throughout the years. And yes, it can be transferred with the sale of the vehicle and increase your asking price.

The most obvious thing to like about a Mopar Vehicle Protection plan is the number of options you have to work with. Furthermore, all plans have virtually the same amount of coverage in terms of years and mileage. Obviously, going with a higher-tier plan does give one more option to work with. But it’s still great to see that no matter what, you can pick a plan that fits within virtually any budget.

On that note, we’d also like to point out that these plans can be very affordable. Using the online quote tool, we can see that one has the option to select a 6-year/60,000 mile Maximum Care plan that comes out to monthly payments of around $60.00 with a 2021 Challenger that has under 12,000 miles. Yes, you can opt for plans that have payments extending over the $200 mark, but that only reinforces our point about how many options you have.

Another one of the many benefits of going with a Mopar vehicle protection plan is the fact that you can choose your own deductible. In fact, when customizing your quote, you have the option to select between a $0, $100, or $200 deductible. However, whatever you select directly influences the price of your policy and your monthly payments.

A con we list above is the fact that lifetime warranties are no longer available through Mopar. To be fair, this is explained on its site, and the logic behind it makes sense. Many customers buy this plan only to sell the car or truck five years later. It’s simply not worth supplying lifetime warranties if folks aren’t putting them to use. On the other side of thinking, FCA manufactures long-lasting vehicles that people aren’t likely to sell in the near future.

No lifetime warranty isn’t exactly news, though, nor is it something that most people are concerned with. However, the limited information for pre-owned vehicle plans is a concern. The primary plans only cover vehicles with model years dating back to four years before the current one. In other words, you can only get a plan to cover a vehicle with the model year of 2017 or newer in 2021. While you can get the information you need on those plans online, you have to call about your options for vehicles that do not qualify.

Here are some of the mostcommon issues and repair costs with Mopar vehicles:

Coming from experience, it is easy to be blinded by a name and automatically assume that whatever it sells is good for you. But even if you’re a die-hard Mopar nut, you really want to have all of your questions answered before giving the brand your money. That said, we’re going to do our best to answer those questions by running through some of the most frequently asked questions.

Yes. You can cancel the plan so long as you are the original purchaser and the plan has not expired or been terminated. 

Yes. These plans are great and they have competitive pricing. Seeing that you can also customize the plan you choose, there is very little to dislike. 

If you have the option to, it’s certainly worth doing. After all, you can select between a number of plans and customize any so that they are affordable to you. 

That depends on the policy you select. The basic offering may only cover critical drivetrain components, while Maxcare covers more than 5,000 parts. 

It depends on the plan you select. Again, you can choose the affordable Powertrain Plus plan to cover the basics or the Maxcare policy if you want bumper-to-bumper protection. 

Policy pricing can vary greatly. Depending on the period, deductible, and plan you choose, a policy can run anywhere from a few hundred to a few thousand dollars. 

When you cancel a Mopar warranty, a refund may be issued so long as no claims have been made.

An area of concern with a Mopar policy is the presence of bad reviews from customers. It would appear that Mopar does do its best to resolve complaints, but one does need to be well-versed in their policy to protect themselves. 

To cancel a plan, you must take it to the dealer, who can process your request. 

A Mopar Vehicle Protection Plan is certainly worth investing in. Even if you’re satisfied with the existing 36,000-mile warranty, it’s hard not to recommend spending a little money to extend your protection. That’s especially true considering the fact that you can customize the plan to fit into virtually any budget as monthly payments can be as low as $50-$60. Yes, that’s more money out of your pocket each month, but it can ultimately save you thousands of dollars in the long run.

Here are a few more resources you can use: