Is Cadillac’s Extended Warranty or Protection Plan Worth Getting?

Consumers also have the option of purchasing a Platinum Protection Plan from the luxury automaker. Both programs are designed to eliminate expensive repair bills. They are administered by General Motors, Cadillac's parent company. For more information about the two programs and to determine whether either is worth considering, read our review below.

Uproar.car will cover your car for less, protecting you against expensive repairs from bumper to bumper. With a focus on customer care and no middleman to complicate repairs and claims, you’ll get easy coverage you can actually use. The plan even pays for itself — Uproar.car’s warranty coverage gives you exclusive access to discounts, auto concierge service, and a 100 percent online claims process. And with clear, upfront price quotes, you’ll know exactly what to expect when it comes to the cost. It should also be noted, however, that this coverage does not extend to some luxury vehicles, cars over 120,000 miles, and cars more than 10 years old.

Cadillac's extended limited warranty is an actual extension of the automaker's bumper-to-bumper limited warranty and lasts six years/70,000 miles, whichever comes first. This matches the duration of the automaker's powertrain warranty. There is no deductible for warranted repairs, and the extended warranty is fully transferable to a private party.

The extended warranty covers the entire vehicle, inside and out, and repairs are made with new, remanufactured, or refurbished parts. Unfortunately, it is not available for vehicles sold in California, Florida, Hawaii, Maine, and Minnesota.

Cadillac also offers consumers a separate Cadillac Platinum Protection Plan, which is a vehicle service contract and the more common type of "extended warranty" you will come across in the industry. You decide the length of coverage you prefer, from two years/24,000 miles up to five years/60,000 miles. There is no deductible.

The protection plan covers components such as the engine, transmission, drive axle, turbocharger/supercharger, transfer case, steering, electrical, brakes, air conditioner, and seals and gaskets.

It does not cover the battery, battery cable/harness, lenses, light bulbs, key fobs, tire pressure sensors, brake rotors and drums, exhaust components, trim items, tires, and wheels/rims. It also excludes regular maintenance services.

The protection plan also excludes damage caused by a collision, fire, theft, vandalism, environmental conditions (i.e., lighting, earthquakes, and floods), contamination of fluids, or vehicle misuse, abuse, negligence, and lack of normal maintenance.

You can cancel the protection plan at any time. If you cancel it within 60 days of purchase, you will receive a full refund. After that time period, you will receive a prorated refund and any applicable cancellation fee.

The extended warranty must be purchased at the time of vehicle purchase. For the protection plan, if you buy it more than 10 days after the vehicle purchase date, there is a mandatory waiting period.

If your vehicle breaks down, Cadillac will cover towing and roadside service charges up to $150 per occurrence. This includes services such as a flat tire change, emergency fuel delivery, battery jump-start, and lockout assistance.

The protection plan has even more benefits. While your vehicle is being repaired, Cadillac will reimburse you up to $40 per day (for a maximum of $280) for a rental car or alternative transportation. 

If your Escalade, CTS, XT5 or other model breaks down more than 100 miles from home and a Cadillac dealership or authorized service center must keep the vehicle overnight, you will receive trip-interruption benefits worth $200 per day to cover food and lodging.

The Cadillac Platinum Protection Plan is very comprehensive in what it covers. Once the new vehicle limited warranty expires, it provides additional protection on over 1,000 parts. Should any of them fail due to a to factory-related defect, you won't be responsible for potentially costly repairs.

The program also provides added perks such as roadside assistance, rental car reimbursement, and trip-interruption benefits. If you're stranded due to an unexpected breakdown, you don't have to panic; help is just a phone call away.

In addition, there is no deductible for the extended limited warranty or protection plan, which will save you some money. Both are transferable to a subsequent owner, which can boost your vehicle's resale value. Also, you can cancel either one if you change your mind.

One of the drawbacks of the extended limited warranty is that it's basically an extension of Cadillac's bumper-to-bumper warranty. Even though it includes perks such as roadside assistance, there are no other added benefits. Also, it's not available for vehicles purchased in California, Florida, Hawaii, Maine, and Minnesota.

In addition, both the extended warranty and protection plan have their limitations. Normal maintenance is not included, and neither is damage caused by accidents, environmental factors, improper use, and so on. However, these restrictions are common among automakers industry-wide.

Some of the most common issues and repair costs with Cadillac vehicles:

A. Yes. The luxury automaker offers consumers both an extended warranty and a vehicle service contract known as the Cadillac Platinum Protection Plan, which provide extra protection after the bumper-to-bumper warranty expires.

A. Cadillac Premium Care covers routine maintenance services, which include oil and filter changes, tire rotation, engine air cleaner filter replacement, passenger compartment air filter replacement, and a multi-point inspection. Cadillac vehicles that are 2019 and newer are covered for one year/12,000 miles with one complimentary service visit.

A. Yes. If you decide to sell your vehicle before the warranty expires, the coverage will be transferred to a subsequent owner. 

While extended warranties can provide some peace of mind when it comes to vehicle repairs, car owners have mixed feelings about them, largely due to their extra cost. However, it can be comforting to have such comprehensive coverage if you're worried about your car breaking down. Plus, the added benefits make an extended warranty/protection plan appealing. 

Factory-related defects typically surface within the first few years of a vehicle's service life, and an extended warranty should adequately protect against such issues. In the end, it's up to you to decide whether the extra expense is worth the added protection.

Here are a few more resources you can use:

Uproar.car will cover your car for less, protecting you against expensive repairs from bumper to bumper. With a focus on customer care and no middleman to complicate repairs and claims, you’ll get easy coverage you can actually use. The plan even pays for itself — Uproar.car’s warranty coverage gives you exclusive access to discounts, auto concierge service, and a 100 percent online claims process. And with clear, upfront price quotes, you’ll know exactly what to expect when it comes to the cost. It should also be noted, however, that this coverage does not extend to some luxury vehicles, cars over 120,000 miles, and cars more than 10 years old.