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A Look at Penn Auto Warranty Policies

Get extra protection for your vehicle with a Penn Auto Warranty policy.

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BY Amanda Ryan / LAST UPDATED ON January 7, 2021

When searching for a vehicle service contract, you want what best fits your needs and budget. Penn Auto Warranty is an insurance company that provides coverage to car buyers. Whether you buy a new or pre-owned vehicle, Penn Warranty should have a policy for you. The company also offers a dealer partner network. Dealers can help protect their customers from costly vehicle repairs too. In business for over 30 years, Penn Warranty has worked with over 15,000 automotive dealers. As its dealer partner network continues to grow, so does its customer base.

 

Penn Auto Warranty has provided countless customers with peace of mind since 1988. If you want to be among them and need auto insurance for your car or truck, they may have a policy right for you. Avoid paying hefty vehicle repair bills with sufficient coverage. Let’s take a closer look at Penn Auto warranties’ policies.

Penn Auto Warranty Insurance Overview

Penn Auto Warranty offers two types of warranties: coverage for car buyers and coverage for dealer customers. All service contracts cover the car owner for up to the retail price of their vehicle. You need to file a claim before repairing your vehicle. Your car repairs need to happen at the nearest qualified repair center. 

Under the Penn Warranty Protection Plan for Customers, you can get more details about the plan and pricing by contacting a Penn Warranty customer representative. Under the Penn Warranty Protection Plan for Dealers, the same process applies. You need to contact either a service representative or a qualified dealer. Either can provide you policy and pricing information.

If you are already a Penn Warranty customer, you have the option to extend or renew your contract. Penn Auto Warranty has a “per occurrence” charge, which is your deductible of $100. The total amount is how much the insurance company will pay per incident or claim during the policy term.

Uproar.car —  Around the Clock Coverage for Your Car

Uproar.car will cover your car for less, protecting you against expensive repairs from bumper to bumper. With a focus on customer care and no middleman to complicate repairs and claims, you’ll get easy coverage you can actually use. The plan even pays for itself — Uproar.car’s warranty coverage gives you exclusive access to discounts, auto concierge service, and a 100 percent online claims process. And with clear, upfront price quotes, you’ll know exactly what to expect when it comes to the cost. It should also be noted, however, that this coverage does not extend to some luxury vehicles, cars over 120,000 miles, and cars more than 10 years old.

EXTENDED WARRANTY COVERAGE MORE … FOR LESS

Endurance

Save $350 on an Endurance warranty plan with coupon code: DRIVE350

Going with a factory extended warranty is a good option for basic protection, but you can get more and save more with Endurance, ranked the top extended warranty provider by Consumer Advocates, Consumer Affairs, and Retirement Living.

Get a Free Quote

Save $350 with coupon code: DRIVE350

EXTENDED WARRANTY COVERAGE MORE … FOR LESS

CarShield

CarShield — USA’s #1 Auto Protection Provider

CarShield pays claims directly to a US or Canadian ASE-Certified® repair facility of your choice. Our contracts have low or no deductibles to prevent stress to your wallet at a critical time. Never worry about being stranded somewhere after a breakdown. All of our vehicle repair contracts include towing services to transport you and your vehicle to a safe repair facility.

Get a Free Quote

EXTENDED WARRANTY COVERAGE MORE … FOR LESS

Carchex

Nationwide coverage for cars new and old

CARCHEX has something for everyone. Have an old car? No problem. Live in California? Not an issue. CARCHEX 's plethora of warranty plans includes options for cars up to twenty years old with up to 250,000 miles, regardless of any existing or expired warranties. Click below or call 1-877-207-3304 for a free quote.

Get a Free Quote

Insurance Costs and Considerations

Penn Warranty’s website does not list pricing, but it does disclose other information. The site shares details of what to consider when determining the right coverage for you. Some factors that should be taken into account include the mileage you drive per month, the length of time you plan on owning your vehicle, the cost of out-of-pocket repairs you have experienced during the life of your vehicle, and the plans available in your state, as some states do not have them.

For example, have you paid out-of-pocket for the battery in your Harley-Davidson to be replaced? To avoid the costs associated with repairs and replacements, you need a coverage plan. To delve further into this topic, Penn Auto encourages you to contact them or your dealership.

Things We Like

What we found beneficial to car buyers are the options. You can choose whether to buy a Penn Auto Warranty policy from the company or through a qualified dealer. It cuts down on the number of tasks that often come with buying a new or pre-owned vehicle. Instead, customers can work with their dealers about their insurance policies. We also liked that the site has an FAQ page. There is more for you to read there.

Feeling overwhelmed?


You aren't alone. Warranties have many benefits that aren't always clear. If you're new to the industry, check out our  Extended Warranty Guide  that helps explain some key fundamentals.

Things We Don’t Like

The downside of Penn Warranty comes when trying to research it. The site does not offer enough information about its different warranty policies. The website lists tiny details and excludes any pricing. If you want to find out about their plans, you can either submit an online form, talk to a qualified dealer, or call their customer service.

FAQs

Q. When will I know if the company accepts my contract?

If you receive a notification from Penn Warranty, it means it accepts the warranty contract. The message should arrive within seven days of purchasing your plan. If you need help or have questions or concerns, contact their customer service.

Q. I recently purchased a vehicle. How long must I wait to buy an extended warranty contract?

You can purchase extended coverage after the first 30 days and until 90 days from buying a vehicle. During this time, you can get Penn Warranty extended coverage. Your vehicle requires an inspection before receiving any insurance coverage.

Q. What is a “qualified” repair center?

The Penn Warranty website states to get vehicle repairs at a qualified repair center. Yet it leaves determining whether a repair shop is “qualified” up to the vehicle owner. Thus, they do not provide a list of specific repair shops. Instead, they consider the place you choose as qualified. The company looks at certain factors, including the type of vehicle you own and repair needed.

Is Insurance from Penn Auto Warranty Worth It?

The reason for looking at auto insurance policies is often the answer to this question. If still unsure, use the answers given for the above “Insurance Considerations (i.e., number of vehicle repairs, replacements, etc.).” Every driver has various coverage needs, making the worth of a warranty policy lie in its value to the buyer.

Here are a few more resources you can use:

Uproar.car —  Around the Clock Coverage for Your Car

Uproar.car will cover your car for less, protecting you against expensive repairs from bumper to bumper. With a focus on customer care and no middleman to complicate repairs and claims, you’ll get easy coverage you can actually use. The plan even pays for itself — Uproar.car’s warranty coverage gives you exclusive access to discounts, auto concierge service, and a 100 percent online claims process. And with clear, upfront price quotes, you’ll know exactly what to expect when it comes to the cost. It should also be noted, however, that this coverage does not extend to some luxury vehicles, cars over 120,000 miles, and cars more than 10 years old.

EXTENDED WARRANTY COVERAGE MORE … FOR LESS

Endurance

Save $350 on an Endurance warranty plan with coupon code: DRIVE350

Going with a factory extended warranty is a good option for basic protection, but you can get more and save more with Endurance, ranked the top extended warranty provider by Consumer Advocates, Consumer Affairs, and Retirement Living.

Get a Free Quote

Save $350 with coupon code: DRIVE350

EXTENDED WARRANTY COVERAGE MORE … FOR LESS

CarShield

CarShield — USA’s #1 Auto Protection Provider

CarShield pays claims directly to a US or Canadian ASE-Certified® repair facility of your choice. Our contracts have low or no deductibles to prevent stress to your wallet at a critical time. Never worry about being stranded somewhere after a breakdown. All of our vehicle repair contracts include towing services to transport you and your vehicle to a safe repair facility.

Get a Free Quote

EXTENDED WARRANTY COVERAGE MORE … FOR LESS

Carchex

Nationwide coverage for cars new and old

CARCHEX has something for everyone. Have an old car? No problem. Live in California? Not an issue. CARCHEX 's plethora of warranty plans includes options for cars up to twenty years old with up to 250,000 miles, regardless of any existing or expired warranties. Click below or call 1-877-207-3304 for a free quote.

Get a Free Quote