Reviews

LAST UPDATED: June 24, 2019

A Review of CarShield’s Extended Warranty Plans

Check out what you may get with a CarShield extended warranty

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PUBLISHED ON June 24, 2019

CarShield is a third-party vehicle service contract provider that offers a number of extended warranty type plans for vehicles in and out of their original manufacturer’s warranty coverage. In other words, it's the type of company you may choose to check out when you want additional coverage or services on your vehicle to reduce the cost of car repairs and replacements.

As the leading third-party warranty provider, CarShield has a large variety of offerings that can fit the needs of almost any vehicle owner with a new or used ride.

On the surface, the company's large offerings are attractive, but how does it stack up against the competitors? Does it really offer the value it claims to provide? We decided to look at all the particulars of CarShield and its offerings to see if it's really worth your time, attention, and money when it comes to getting the best extended car warranty possible for your vehicle.

Check out our CarShield review for some extra peace of mind when buying your next auto warranty from a third-party provider.

EXTENDED WARRANTY COVERAGE MORE … FOR LESS

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CarShield

CarShield — USA’s #1 Auto Protection Provider

CarShield pays claims directly to a US or Canadian ASE-Certified® repair facility of your choice. Our contracts have low or no deductibles to prevent stress to your wallet at a critical time. Never worry about being stranded somewhere after a breakdown. All of our vehicle repair contracts include towing services to transport you and your vehicle to a safe repair facility.

Get a Free Quote

<br>

autopom!

Live in California? autopom! warranties specifically made to save you more.

autopom! is the warranty provider of choice for many California (only) residences struggling to find quality options in the state. The company’s line of insurance plans is great for saving money on services and repairs that come up unexpectedly.

Get a Free Quote

CarShield Warranty Overview

CarShield offers different plans that cover various types of vehicles. As an extended warranty provider, the company specializes in coverage plans that tend to add more value, coverage, and services than traditional factory warranties.

As a result, and under the right conditions, you may save more on typical or unexpected automotive repair costs then if you pay out-of-pocket or rely on a factory warranty alone.

Extended warranties, also known as vehicle service contracts, are offered through CarShield’s plan administrator, American Auto Shield. CarShield offers ten primary coverage plans and protection plans that break down into different levels of offerings.

  • Diamond: This plan is most similar to the manufacturer warranty that comes with a new car and covers practically all the electrical and mechanical parts on the vehicle, even the computers and sensors within the vehicle.
  • Platinum: This vehicle service contract is very similar to the Diamond protection plan and protects the vehicle’s engine, transmission, AC, electrical system, starter, water pump, fuel pump and more.
  • Gold: This coverage is ideal for vehicles with over 100,000 miles. This includes the engine, transmission, water pump, alternator, starter, A/C, and power windows.
  • Silver: This is the most affordable plan CarShield offers to protect the most essential components in a vehicle, like the engine, transmission, drive axle and water pump.
  • Aluminum: Since more modern cars have electrical and electronic systems that can be difficult to repair or replace, this plan covers the most advanced systems in a car. This also includes things like basic computer control systems and the infotainment system within a vehicle. This plan does not cover the Power Train on a vehicle.
  • Other: In this category of CarShield’s plans, you will find a number of options that cover unorthodox other vehicle types. These can include things like motorcycle coverage, ATV coverage, and more.

All of CarShield’s plans include roadside assistance, free towing, and rental car reimbursement.

The idea CarShield seems to run with is “more is more.” In other words, by providing as many specific plans for different vehicle types and conditions as possible, the company makes it easier for you, the customer, to find something attractive in its offerings. This is an advantage most factory warranties can't provide since they tend to be designed to be as universal as possible.

At the same time, this also can create a sense of information overload if you aren't familiar with the particulars of extended warranties and what you may or may not need for your specific coverage.

Warranty Costs

It's difficult to know exactly what you will be paying for a particular plan from CarShield. The actual cost depends on the plan itself, your vehicle, its age and condition, and other smaller factors that come into play. On average, however, expect to pay around $100 or less a month for coverage.

With extended warranties, in general, the value of the warranty can offset the cost under certain conditions:

  • You have an old vehicle that requires more service on basic drivetrain parts.
  • You want extra coverage and services manufacturer warranties don't provide.

Essentially, the older your car is, the more an extended warranty from CarShield has some value.

A car insurance claims form
GETTYIMAGES

Filing out a claims form is often the first step to taking advantage of your car insurance.

Things We Like

When it comes to CarShield as a third-party vehicle service contract provider, the thing we like the most about the company is the number of coverage options they provide. Extended warranties naturally cover more than their factory counterparts, which can make it difficult to know what you may need or want for your specific coverage.

Having a "buffet" of warranty options makes it easier to compare and contrast the differences and similarities and to prioritize what is most important to you. It also makes it easier to find coverage for other vehicle types like motorcycles and ATVs or to cover multiple vehicles with the same company if desired.

The plethora of powertrain coverage options, in particular, is quite notable. While many factory powertrain warranties last several years, they still tend to be limited to defects that occur from natural use. In other words, general wear and tear or field performance upgrades and enhancements won't be covered by the manufacturer.

 Since these are the most important parts of the vehicle to keep it running, the large range of powertrain options included in many of the company’s plans makes it easy to cover likely repair costs that will come up as your vehicle ages without being reliant on the manufacturer itself.

CarShield has created an extensive customer service network to provide the necessary information to its customers and to help them figure out which plan is best for them and their needs. Such help is important to avoid the possible information overload, and it is nice to see that the company takes great strides in communicating basic contact information like the main email and phone number so customers have a clear starting point to check out when questions arise.

Things We Don't Like

On the surface, there's a lot to like about the large plethora of options CarShield offers when it comes to extended warranties for different vehicles and conditions. Unfortunately, we noticed a couple of major drawbacks that you need to know in order to make the best decision for yourself in terms of whether to buy a CarShield plan or not.

For example, the biggest issue we see with CarShield is the lack of online information it provides for many of its plans. The lack of an online quote process also means you’ll have to speak to them on the phone to get pricing.

Yes, you can learn about the basics of each plan just by visiting its website. If you want to know more detailed information, like how long the plan lasts, how much you will actually cost without needing a free quote, or what particular exclusions apply to each plan, this information is unavailable online.

Using their extensive customer service platform, you can talk with a CarShield representative to get more specifics, but this can be a hassle if you're simply shopping around.

You may also need to find specific information on vehicle exclusions since almost all providers have limitations on a vehicle's age or mileage that disqualifies them from particular coverage.

A car after an accident.
GETTYIMAGES

Extended plans can be valuable if the car is old enough, but major accidents usually require purchasing a new car.

FAQs

Q. What is CarShield?

A. CarShield is a third-party provider of extended warranties, also known as vehicle service contracts, that aims to help reduce repair costs on vehicles. 

Q. What is the average cost of CarShield monthly?

A. This all depends on your vehicle and the plan you select, but the typical plans CarShield offers range between $80 and $130 a month.

Q. What does CarShield cover?

A. CarShield offers a good balance of coverage that is similar to a factory warranty and plans that resemble a power train coverage. Plans can include things like a vehicle’s engine, transmission, electronics, fuel pump, etc.

Q. Is a car warranty the same as car insurance?

A. No. Car insurance doesn’t cover regular repairs. Instead, it tends to kick in when an accident has occurred. Extended warranties, on the other hand, can cover repairs caused by mechanical breakdowns.

Is a Warranty from CarShield Worth It?

Ultimately, if you're in the market for a new extended warranty, CarShield does offer a lot that's attractive. In truth, this is actually true of any extended warranty since the money-saving value of such a warranty is only a reality if your vehicle is old enough. With new vehicles, you're less likely to actually save money since you are less likely to need unexpected repairs that cost money.

The older a vehicle is, however, the more likely you are to save money since it will probably need more automotive attention as it ages.

If you do decide that an extended warranty is needed for your vehicle, the comprehensive range of vehicle service contracts CarShield provides is the biggest draw to this particular company. Just keep in mind, however, you may have to take a few extra steps to get the more detailed information you may need to ultimately make your final decision.

More Information

Here are a few more resources you can use to find out about CarShield:

EXTENDED WARRANTY COVERAGE MORE … FOR LESS

Endurance

Special Limited Time Relief Program (Expires April 16)

Get $300 off any Endurance vehicle protection plan and $250 in immediate reward vouchers to spend at national grocery, restaurant, and online stores, along with another $250 of reward vouchers after your third monthly payment. Enjoy all this along with other perks like reduced upfront costs, the chance to qualify for up to 30 days of payment deferment, a 30-day money back guarantee, and a free Endurance Elite Membership.

Get a Free Quote

Save $350 with coupon code: DRIVE350

<br>

CarShield

CarShield — USA’s #1 Auto Protection Provider

CarShield pays claims directly to a US or Canadian ASE-Certified® repair facility of your choice. Our contracts have low or no deductibles to prevent stress to your wallet at a critical time. Never worry about being stranded somewhere after a breakdown. All of our vehicle repair contracts include towing services to transport you and your vehicle to a safe repair facility.

Get a Free Quote

<br>

autopom!

Live in California? autopom! warranties specifically made to save you more.

autopom! is the warranty provider of choice for many California (only) residences struggling to find quality options in the state. The company’s line of insurance plans is great for saving money on services and repairs that come up unexpectedly.

Get a Free Quote