A Look at CarShield’s Extended Warranty Plans
Check out what you may get with a CarShield extended warranty.
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CarShield is a third-party vehicle service plan provider that offers a number of extended warranties for vehicles in and out of their original manufacturer’s warranty coverage. In other words, it's the type of company you may choose to check out when you want additional coverage or services on your vehicle to reduce the cost of car repairs and replacements.
As one of the major third-party warranty providers, CarShield has a large variety of offerings that can fit the needs of almost any vehicle owner with a new or used ride.
On the surface, the company's large offerings are attractive, but how does it stack up against the competitors? Does it really offer the value it claims to provide? We decided to look at all the particulars of CarShield and its offerings to see if it's really worth your time, attention, and money when it comes to getting the best extended car warranty possible for your vehicle.
Check out our CarShield review for some extra peace of mind when buying your next auto warranty from a third-party provider.
BETTER EXTENDED COVERAGE WITH ENDURANCE
Get $350 off an Endurance warranty plan with coupon code: DRIVE350
Going with a factory extended warranty is a good option for basic protection, but you can get more and save more with an Endurance extended warranty. Offering more comprehensive coverage on repairs and services OEM warranties list in exclusions, an Endurance warranty actually provides the type of coverage many disappointed vehicle owners assume automakers just include automatically. Best of all, an Endurance plan isn’t limited by a vehicle’s mileage or age, so you can cover your vehicle no matter what.
CarShield Warranty Overview
CarShield offers different plans that cover different types of vehicles, conditions, and ages. As an extended warranty provider, the company specializes in coverage plans that tend to add more value, coverage, and services than traditional factory warranties.
As a result, and under the right conditions, you may save more on typical or unexpected automotive repair costs then if you pay out-of-pocket or rely on a factory warranty alone.
Extended warranties, also known as vehicle service contracts, are offered through CarShield’s distributors: American Auto Shield and United Car Care. Between the two, CarShield offers six primary coverage plans and protection plans that break down into different levels of offerings.
- New Car Diamond: This is a basic extended warranty that mimics the coverage of a lot of new car warranties provided directly from the manufacturer. It primarily covers the powertrain and drivetrain in case of major issues.
- Platinum: A service plan focused primarily on high-mileage vehicles, this plan provides a lot of coverage for parts that tend to wear out over time, especially in the drivetrain.
- Gold: This is CarShield’s basic, all-around option that covers a good mix of components throughout the vehicle. It doesn't offer as much coverage on important components likely to wear out over time, making it more useful for vehicles with less than 100,000 miles on the engine.
- Silver: This is the budget plan CarShield offers to protect the most essential components in a vehicle, like the transmission, fuel pump, alternator, and water pump.
- High Tech: Since more modern cars have electrical and electronic systems that can be difficult to repair or replace, this plan covers the most advanced systems in a car. This can include things like basic computer control systems and the infotainment system within a vehicle.
- Other: In the "specialty" category of CarShield’s plans, you will find a number of different options that tend to cover different types of vehicles. These can include things like motorcycle coverage, ATV coverage, RV coverage, and more. Some also include roadside assistance, free towing, and rental car reimbursement.
The idea CarShield seems to run with is “more is more.” In other words, by providing as many specific plans for different vehicle types and conditions as possible, the company makes it easier for you, the customer, to find something attractive in its offerings. This is an advantage most factory warranties can't provide since they tend to be designed to be as universal as possible.
At the same time, this also can create a sense of information overload if you aren't familiar with the particulars of extended warranties and what you may or may not need for your specific coverage.
It's difficult to know exactly what you will be paying for a particular plan from CarShield. The actual cost depends on the plan itself, your vehicle, its age and condition, and other smaller factors that come into play. On average, however, expect to pay around $100 or more a month for the basic or mid-level warranty plans that will be valid at most repair shops and car dealerships.
With extended warranties, in general, the value of the warranty can offset the cost under certain conditions:
- You have an old vehicle that requires more service and maintenance on basic drivetrain parts.
- You want extra coverage and services manufacturer warranties don't provide.
Essentially, the older your car is, the more an extended warranty from CarShield has some value.
Things We Like
When it comes to CarShield as a third-party automotive insurance provider, the thing we like the most about the company is the number of options it provides. Extended warranties naturally cover more than their factory counterparts, which can make it difficult to know what you may need or want for your specific coverage.
Having a "buffet" of warranty options makes it easier to compare and contrast the differences and similarities and to prioritize what is most important to you. It also makes it easier to find coverage for other vehicle types like motorcycles and RVs or to cover multiple vehicles with the same company if desired.
The plethora of powertrain coverage options, in particular, is quite notable. While many factory powertrain warranties last several years, they still tend to be limited to defects that occur from natural use. In other words, general wear and tear or field performance upgrades and enhancements won't be covered by the manufacturer.
Since these are the most important parts of the vehicle to keep it running, the large range of powertrain options included in many of the company’s warranties makes it easy to cover likely repair costs that will come up as your vehicle ages without being reliant on the manufacturer itself.
On the surface, CarShield has also created a pretty extensive customer service network to provide the necessary information to its customers and to help them figure out which plan is best for them and their needs. Such help is important to avoid the possible information overload, and it is nice to see that the company takes great strides of communicating basic contact information like the main email and phone number so customers have a clear starting point to check out when questions arise.
Things We Don't Like
On the surface, there's a lot to like about the large plethora of options CarShield offers when it comes to extended warranties for different vehicles and conditions. Unfortunately, we noticed a couple of major drawbacks that you need to know in order to make the best decision for yourself in terms of whether to buy a CarShield plan or not.
For example, the biggest issue we see with CarShield is the lack of detailed information it provides on many of its plans.
Yes, you can learn about the basics of each plan just by visiting its website. If you want to know more detailed information, like how long the plan lasts, how much you will actually cost without needing a free quote, or what particular exclusions apply to each plan, the company makes it more difficult to find this information for yourself.
Using their extensive customer service platform, you can talk with a CarShield representative to get more specifics, but this can be a hassle if you're simply shopping around. This information is important to make the company look less like a scam (especially with a poor rating from the Better Business Bureau).
The lack of information on warranty length, in particular, makes it difficult to judge whether you want to go with CarShield and what plan you may choose in the long run. You may also need to find specific information on vehicle exclusions since almost all providers have limitations on a vehicle's age or mileage that disqualifies them from particular coverage.
Q. What is CarShield?
A. CarShield is a third-party provider of extended warranties, also known as vehicle service contracts, that aims to help reduce repair costs on vehicles.
Q. What is the average cost of CarShield monthly?
A. This all depends on your vehicle and the plan you select, but the typical plans CarShield offers range between $100 and $150 a month.
Q. What does CarShield cover?
A. Carshield offers a good balance of typical powertrain and bumper-to-bumper coverage. This can include things like a vehicle’s engine, transmission, interior, electronics, fuel pump, etc.
Q. Is a car warranty the same as car insurance?
A. Not quite. Car insurance doesn’t cover regular repairs. Instead, it tends to kick in when an accident has occurred. Extended warranties, on the other hand, can cover repairs due to wear and tear or general maintenance.
Is a Warranty from CarShield Worth It?
Ultimately, if you're in the market for a new extended warranty, CarShield does offer a lot that's attractive under certain conditions. In truth, this is actually true of any extended warranty since the money-saving value of such a warranty is only a reality if your vehicle is old enough. With new vehicles, you're less likely to actually save money since you are less likely to need unexpected repairs that cost money.
The older a vehicle is, however, the more likely you are to save money since it will probably need more automotive attention as it ages.
If you do decide that an extended warranty is needed for your vehicle, the comprehensive range of warranty options CarShield provides is the biggest draw to this particular company. Just keep in mind, however, you may have to take a few extra steps to get the more detailed information you may need to ultimately make your final decision.
Here are a few more resources you can use to find out about CarShield:
Get More Protection with Endurance
Get $350 off an Endurance warranty plan with coupon code: DRIVE350
You don’t have to rely on the automaker to give you vehicle coverage that actually saves you money. In fact, most factory extended warranties fall short of customer expectations. When you think your vehicle is covered for an unexpected repair or needed service, you will likely find the factory warranty falls short.
A plan with Endurance, on the other hand, is much more comprehensive since it actually covers things beyond factory defects and flaws. So, if you want real coverage, it’s time to check out Endurance.
Get a free quote from Endurance today or call: 1-855-632-3655.
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