Things You Should Know About Bumper-to-Bumper Warranties

If you don't know what a basic factory warranty is or how it differs from powertrain, CPO, and extended warranties, now is the time to learn

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Car manufacturers love to make a big deal about the factory warranty you get with a new car purchase. In addition to the various deals and price cuts they may throw into the mix, many salesmen try to add the idea of a new manufacturer’s warranty as a way to seal the deal. 

Does it cover your car? Sure. Is it really an extra perk that sweetens the deal? Not quite. 

In truth, factory limited warranties are standard from all major manufacturers. Regardless of how much you pay for a new vehicle, as long as it really is new, it will come with a new bumper-to-bumper warranty. So, it’s something you can take advantage of if the opportunity actually comes up. 

You may find, however, a few myths about what a limited new car warranty is and isn’t. We’re going to dispel those myths. 

Better Extended Coverage

Don’t just rely on the factory warranty. New or used, there’s a great extended warranty with one of these providers:

Endurance

Get $350 off an Endurance warranty plan with coupon code: DRIVE350

Going with a factory extended warranty is a good option for basic protection, but you can get more and save more with Endurance, ranked the top extended warranty provider by Consumer Advocates, Consumer Affairs, and Retirement Living. 

Offering more comprehensive coverage on repairs and services OEM warranties list in exclusions, an Endurance warranty actually provides the type of coverage many disappointed vehicle owners assume automakers just include automatically. 

Get a free quote from Endurance today or call: 1-855-632-3655

Autopom!

If you’re a California resident and need coverage most other providers can’t offer, the autopom! line of mechanical breakdown insurance plans has you covered. All it takes is a short glance to see just how many options you have to find the right plan. 

Visit the autopom! website today or call for a free quote: 1-888-528-7487

What Is a Bumper-to-Bumper Warranty?

Also known as a limited warranty, the term bumper-to-bumper is just a descriptive word for comprehensive coverage that often comes from the dealership. A true limited bumper-to-bumper car warranty will cover everything between the front and rear end of a vehicle for a certain period of time. 

On the surface, this makes a limited factory warranty fairly attractive. The fact that it automatically comes with a brand new vehicle is also appealing since it theoretically will save you money if issues arise with the vehicle. But, the reality of what a limited warranty entails is often disappointing. 

Yes, a limited warranty covers mostly every part of a vehicle. Yes, it automatically comes with a new vehicle. No, it won’t always save you money on repair work and routine maintenance. In fact, it will probably kick in less than you think, leaving you to pay out-of-pocket. 

Limited Warranty Limitations

What does the “limited” part of a limited warranty actually mean? It means that the warranty doesn’t cover all of the parts in all instances that you may need a repair or replacement. In most cases, limited means really limited. 

A true factory limited warranty only kicks in when a specific defect arises that is the manufacturer's fault. Say you notice body panels flying off or your digital display flickering out of existence. If these issues are due to bad materials or workmanship, the factory warranty will apply. 

If they aren’t working because of an accident or normal wear and tear, you will be out of luck. This is what trips up or confuses many new vehicle owners. It’s easy to assume that the fancy, handy limited warranty will help reduce the cost of a normal oil change or brake inspection.

Unfortunately, additional warranties are needed to get that kind of cost-saving coverage. So, it’s possible to save money on repairs and routine maintenance, a limited warranty just isn’t your best bet. 

Beyond the specific limits of a factory warranty, it’s important to learn about the particulars of your warranty. In general, these details include:

  • Inclusions: These are the components that the bumper-to-bumper warranty covers. Most limited warranties have more inclusions than exclusions. Important part inclusions should have coverage for things like wiper blades, brake pads, and more. 
  • Exclusions: These are the things not covered by the limited warranty. Many limited warranties only have an exclusion list to save time since they are fairly comprehensive in the warranty coverage. 
  • Coverage Term: No factory warranty lasts forever. Limited warranties tend to be the shortest, in fact. All warranties are limited by time (years or months) and distance (mileage). A five-year, 60,000-mile warranty, for example, will end whenever the car is five years old or hits the 60,000-mile mark. Three-year warranty limits are more common. These terms should be in the service contract.
A broken windshield.
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Some factory warranties will cover minor damage under certain conditions.

Other Alternatives to Limited Warranties

Factory warranties of any kind, including limited and powertrain warranties, don’t present much of a dilemma of whether you should have one or not. If you have a new car, you have a new warranty. The real dilemma is whether or not you should stick with the factory warranty alone. 

There are a couple of options you can add to the factory warranty or even buy once the warranty expires:

  • Third-Party Extended Warranty: Normally, a factory extended warranty is nothing more than an extension of the regular factory warranty. The limits and coverage terms of the original apply to the new one as well. Third-party extended warranties, however, generally offer their own set of coverages and extra perks, meaning you can get much more by going away from the manufacturer.
  • Auto Repair Insurance: This is a type of auto insurance that actually can cover certain repairs and services. Regular auto insurance is limited in service coverage, so the extra policy is necessary to get the cost savings up to a useful level. 

The choice of whether to just stay with the automaker warranty alone or add additional coverage should depend on your needs and vehicle. New cars can typically make do with the factory warranty if you are okay with paying for routine maintenance out-of-pocket and don’t need much extra peace of mind. 

Older vehicles, however, may benefit from the extra coverage and perks (like roadside assistance). 

Get More Protection

It doesn’t take much to get good coverage for your vehicle. Check out these great extended warranty providers:

Endurance

Get $350 off an Endurance warranty plan with coupon code: DRIVE350

You don’t have to rely on the automaker to give you vehicle coverage that actually saves you money. In fact, most factory extended warranties fall short of customer expectations.

A plan with Endurance, on the other hand, is much more comprehensive. As the top warranty provider, according to Consumer Advocates, Consumer Affairs, and Retirement Living, Endurance can cover things far beyond factory defects and flaws. So, if you want real coverage, it’s time to check out Endurance.

Get a free quote from Endurance today or call: 1-855-632-3655

Autopom!

In California and don’t have many third-party providers who can sell you a warranty plan? Autopom! Offers a number of mechanical breakdown insurance plans for CA residents, meaning you get coverage that’s regulated by the state. 

Visit the autopom! website today or call for a free quote: 1-888-528-7487