What to Expect with a Subaru Warranty

As the factory warranty that comes with all new Subaru vehicles right off the Subaru dealer’s lot, there is a lot to like in terms of the protection the warranty offers from manufacturing defects.

That said, it’s important to realize that there won’t be much extra coverage you’ll get for accidents or routine maintenance service.

Here’s a look at everything you would get with a Subaru of America factory warranty.

Uproar.car will cover your car for less, protecting you against expensive repairs from bumper to bumper. With a focus on customer care and no middleman to complicate repairs and claims, you’ll get easy coverage you can actually use. The plan even pays for itself — Uproar.car’s warranty coverage gives you exclusive access to discounts, auto concierge service, and a 100 percent online claims process. And with clear, upfront price quotes, you’ll know exactly what to expect when it comes to the cost. It should also be noted, however, that this coverage does not extend to some luxury vehicles, cars over 120,000 miles, and cars more than 10 years old.

Most factory warranties have a basic level of coverage for addressing factory and manufacturing defects during the first few years of the vehicle’s life. Subaru has the same exact approach: basic defect coverage without much extra. 

With that said, the bumper-to-bumper and powertrain warranties cover nearly everything within the vehicle for the coverage period. Both of these warranties exist side by side for the first few years of a vehicle’s life.

The comprehensive portion of the Subaru factory warranty comes in the form of bumper-to-bumper coverage. As the name suggests, it essentially covers everything from one end of the vehicle to the other. Typically, this includes components and systems the longer powertrain coverage doesn’t cover. 

General interior and exterior defects are the most common issues covered, but you will also find additional coverage for specialty systems like the electronics, gaskets, torque converters, axle shafts, wheel bearings, oil pans, water pumps, flywheels, infotainment systems, and other internal parts.

The plan should also include any additional features found on upper trims like advanced safety systems (blind-spot monitoring, adaptive cruise control, etc). 

The powertrain portion adds some extensive coverage to parts that are important to the safe and efficient operation of a vehicle. Since a car needs a functioning engine, transmission, and drivetrain to run, this extra coverage can be useful should any unexpected issues due to manufacturing defects arise in the first few years of a vehicle’s life.

Like other types of factory warranties, once again, coverage of issue types is limited. Basically, unless the issue comes from a manufacturing defect with the drivetrain, the warranty won’t cover the cost of the repair or service. 

Despite the limitations of the limited and powertrain warranties, Subaru actually does offer some extra value in the form of additional coverages that last at least the length of the limited warranty, if not longer. 

For example, the wear item warranty lasts the same amount of the limited coverage and will address issues with brakes and other items that wear over time. 

Two of the most useful extra coverages include the rust perforation and seat belt warranties. The rust protection covers the body panels of a vehicle for five years and unlimited miles. 

For the seat belt warranty, the coverage lasts the entire life of the vehicle, even after the other limited warranties have expired, and replaces any defective parts that compromise the safe use and function of the system. 

The fact that the main factory warranties match and rival the offerings and limitations of other manufacturers means you don’t have to choose between automakers based on the warranties alone. With that said, you aren’t getting too much in terms of unique coverage, so the real draw of the Subaru warranty is the fact that it doesn’t stand out (in a bad way). 

In other words, you get the basics and nothing else. 

The only extra coverage, in the form of warranties like the seat belt and rust perforation coverages, is actually useful in extending the life of important vehicle parts. Lifetime coverage of the seat belts alone offers good value if it comes time to ever sell an aging Subaru. 

The main drawback of the Subaru factory warranty is also the highlight: it’s basic. In other words, you don’t get much for the coverage that is offered. Once again, if the issue isn’t the result of a manufacturing defect, it won’t be covered. 

If you need extra coverage for accidents or maintenance, look elsewhere.

The short duration of the limited warranty alone decreases its usefulness for older Subarus people may buy used. Subaru does offer extended and CPO warranty options, so other coverage does exist. But you may find a third-party provider will offer something better than the factory warranty can alone. 

Some of the most common issues and repair costs with Subaru vehicles:

A. Except for the seat belt warranty (that lasts the life of the vehicle), there is no lifetime warranty available. Some individual dealerships, however, may offer one on their own.

A. You can expand your warranty coverage with an extended warranty from the factory or a third-party provider.

A. No. The Subaru factory warranty only covers repairs and service related to fixing factory defects.

A. Wear items are literally things that wear down by design or more quickly than regular parts. Brake pads, clutch lining, and wiper blades are some examples. 

Since the factory warranty comes standard with any new vehicle, there isn’t much of a choice to make whether you should purchase one or not. Instead, the real choice will probably be if you need any additional coverage. For new vehicles, the factory warranty is usually enough unless you want coverage for routine maintenance. If that is the case, a third-party plan will be a good addition. 

Here are a few more resources you can use:

Uproar.car will cover your car for less, protecting you against expensive repairs from bumper to bumper. With a focus on customer care and no middleman to complicate repairs and claims, you’ll get easy coverage you can actually use. The plan even pays for itself — Uproar.car’s warranty coverage gives you exclusive access to discounts, auto concierge service, and a 100 percent online claims process. And with clear, upfront price quotes, you’ll know exactly what to expect when it comes to the cost. It should also be noted, however, that this coverage does not extend to some luxury vehicles, cars over 120,000 miles, and cars more than 10 years old.