--- title: "Yikes: Dealership Offers 15-Year Loan on Used Lamborghini Urus" date: "2024-08-31" modified: "2024-08-31" authors: - name: "Beverly Braga" job_title: "Weekend Editor" link: "https://www.thedrive.com/authors/beverly-braga" url: "https://www.thedrive.com/news/yikes-dealership-offers-15-year-loan-on-used-lamborghini-urus" categories: - "Lamborghini News" - "News" - "News by Brand" tags: - "Lamborghini" - "Supercar" - "suv/crossover" - "Urus" --- # Yikes: Dealership Offers 15-Year Loan on Used Lamborghini Urus ![Yellow Lamborghini Urus for sale listing]() *\Newport Beach Auto Group\* Ever thought to yourself, "Today is the day I'm going to pay twice as much for a used supercar while taking 15 years to pay it off?" Because a Southern California dealership has an offer for you, but you have to act fast because the "deal" ends, well, today. Newport Beach Automotive Group is a supercar superstore that can handle all of your new and pre-owned [Bugatti](), [Koenigsegg](), [Lamborghini](), [McLaren](), and even [Pininfarina]() needs. On the used car side, the auto group is advertising an [August sales special]() on a 2023 [Lamborghini Urus]() S. The low-mileage Lambo is priced at [$283,353](). But with $57,000 down on a *180-month* lease, you'll get a monthly payment of just $2,698! Plus tax. Should you take a bite of that apple and pay the monthly minimum for the *entire* lease term of 15 years (!), in 2039, you'd have spent about $542,640 for the used SUV. That's almost twice as much as its dealer price back in 2024. Plus tax. The good news is it's a simple interest loan. Any monthly overpayment gets applied to the remaining principal balance, which means less interest paid in the long run. ![]() **Newport Beach Auto Group** Nevertheless, besides overspending on an Urus that had an MSRP of $233,263 when new (about 21% less than this dealer's used price), 180 months is also a ridiculously long loan term—even for an exotic car. According to [Lending Tree](), typical loan terms are in the 72- to 84-month range for ultra-high-end vehicles. However, 144 months is not unheard of. But, hey, what's another 36 months? Is Newport's [financing special]() on the Urus even that much of a discount? [Woodside Credit]() is a leading collector car financing specialist that is also known for offering lengthy lease terms. Its payment calculator suggests the lowest monthly payment is $2,958. That's with 20 percent down factored in, which is the equivalent of the dealer's 57 grand upfront cash payment suggestion. So, it's a savings of $260 a month, or the SoCal price of a tank of gas. Another perk is the Lambo might have a [pre-paid maintenance]() plan included. Such packages are transferrable to buyers of the dealer's pre-owned vehicles—that is, if the original owner opted in to begin with. Even if not, you'd still be the outright owner of a bright yellow Urus that the listing says "exudes audacious style." If metallic yellow isn't your vibe today, the auto group has 60 vehicles listed in its [used car inventory](), a quarter of which are Lambo super SUVs in different specs and shades. Don't have 15 years to pay off a vehicle? There are a couple of [Broncos](), a [Baby Bugatti II](), and a [Corvette]() Stingray priced at less than $75,000. On the other end of the spectrum, if a Urus isn't audacious enough, a bodacious [Bugatti Chiron SuperSport]() is available for $5.5 million. Just don't expect a coupon for that one. ## Author Born and raised in Hawaii, Beverly has been a prolific and published creative writer since her teens. As a contributor to The Drive, Beverly covers the weekend shift, blogging about all things automotive, mobility, transportation, and topics in-between. Currently a digital nomad, Beverly's only constant is her car, a second-generation Mazdaspeed3. Even though she's never in one place for too long, her hot hatch always feels like home. ### Author social links [Instagram]() [LinkedIn]()